December closed the year with a market that showed resilience and balance across Northeast Florida. Home values continued to trend upward in most counties, signaling sustained demand, while buyer activity remained active even as fewer new listings entered the market. Inventory levels provided more options than earlier in the year, and homes generally took a bit longer to sell, giving buyers added breathing room in negotiations. At the same time, affordability remained a defining factor across the region, with notable differences from county to county. Overall, the month reflected a stabilizing market that continues to reward well-informed buyers and sellers alike.
“As we kick off 2026 Northeast Florida’s housing market is demonstrating exactly what healthy markets do,” said Kim Knapp, president of Northeast Florida Association of Realtors (NEFAR). “It is stabilizing without stalling. Buyers have more opportunity to be thoughtful, sellers are still seeing strong value, and both sides benefit when decisions are informed and expectations are realistic. While affordability continues to challenge some households, our region was recently named one of the top 10 hotspots to move in 2026. Realtors across Northeast Florida are committed to helping home buyers and sellers navigate today’s market with clarity, integrity, and confidence.”
The median sales price for single-family homes in Northeast Florida’s six-county region rose 4% to $390,000. The Home Affordability Index in the region was 87.
In December, closed sales for single-family homes totaled 1,751 transactions, a 23.3% increase from the previous month. Meanwhile, pending sales were at 923, which was a decrease of 37%. There were 1,423 new listings in the month of December. There was an active inventory of 6,293 properties. The median number of days on the market was 47.
“The numbers tell a story of both momentum and moderation. Prices continue to rise, yet buyers are taking a more measured approach, which is exactly what you expect in a maturing, more balanced market. While affordability remains a real conversation, increased inventory and longer days on market are giving consumers more room to make confident, well-considered decisions. This is the kind of environment where strong guidance from a Realtor truly matters,” said Knapp
In St. Johns County, the December 2025 median price for single-family homes increased by 8.7% to $549,995. Homes spent a median of 57 days on the market, a 3.4% drop from the previous month. Closed sales were at 476, with pending sales at 203.
There were 290 new listings, 33.8% less than November. Active inventory was at 1,526 homes, representing a 3.2-month supply. The Home Affordability Index was 62, as St. Johns County remains the most expensive county in the region.
In Duval County, December showed the median price of single family homes was $335,000, a 1.5% increase from November. Homes in Duval County spent a median of 41 days on the market, a 12.5% increase from the month prior. There were 874 closed sales, which was an increase of 18.8%, and 499 pending sales, a decrease of 31.6%. New listings fell 17.4% to 779, and there was an active inventory of 3,137 homes, a 3.6 -month supply. The Home Affordability Index was 101.
The Home Affordability Index measures housing affordability for the region. In other words, it measures whether a typical family earns enough to qualify for a mortgage on a typical home, based on current interest rates, median income and median home prices. A higher number means greater affordability.
This index measures affordability factors for all homebuyers making a 20% downpayment. An index of 100 is defined as the point where a median-income family has the exact amount of income needed to purchase a median-priced existing home. An index value over 100 means that the family has more than enough income, while a value below 100 means that a family doesn’t have enough income to qualify for a mortgage loan.
Source: Northeast Florida Association of Realtors
